Perpetual Care
Funding & Memorial Fund

Two paths. Both end with the family taken care of.

When the family has insurance, our sister company EFF advances funds against the policy in hours. When they don't, our built-in Memorial Fund lets friends and extended family pitch in — donations route directly to your invoice, no bank-account management required.

Sister company

EFF — Insurance-assignment funding

“Funded in ~24 hours, collected from the carrier directly.”

Express Funeral Funding is our sister company under the Messenger family of brands. The family signs the life-insurance policy over to your firm; EFF wires you the funds within hours, then collects from the carrier — no bank-account management, no waiting on probate, no chasing checks.

  • Funded in ~24 hours after a clean assignment
  • Direct collection from the insurance carrier
  • Pre-need and at-need claims supported
  • No long-term contracts, no minimums
  • One-click submission from the case
See the EFF flow
Built-in · 0% platform fee

Memorial Fund (crowdfunding)

“No insurance? Friends donate; funds route to your invoice.”

When there's no policy and no savings, families launch a Memorial Fund campaign in two minutes from the Beneficiary Portal. Friends and extended family donate by card. Donations apply directly to the funeral invoice — no bank-account management for the family. We charge 0% platform fee; only standard card-processing fees apply (donors can opt to cover them).

  • Family launches a campaign in 2 minutes
  • Donations apply directly to the funeral invoice
  • 0% platform fee · only card-processing fees apply
  • Auto thank-you note generator (in the family's voice)
  • Excess-funds policy (refund · pay family · hold) is your choice
See the Memorial Fund flow
The two paths work together.

Many cases use both: EFF covers the insured portion, the Memorial Fund covers the gap. Your A/R dashboard sees one balance — fed from both sources — so collections stay simple.

Talk to us about your collections workflow
Booking demos for May

Let's build software the families you serve deserve.

Thirty minutes with our team. Bring your hardest workflow. We'll show you how it looks in Perpetual Care.

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30-min, no slidesBring your hardest workflowSame-day follow-up summary